Buy Your Home with $0 Down! VA Loans Made Simple
Exclusive benefits for veterans, active-duty, and military families.
What is a VA Loan?
A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs, designed to help veterans, active-duty service members, and eligible military spouses buy a home with powerful benefits — like no down payment, no private mortgage insurance (PMI), and competitive interest rates.
Feature
VA Loan
Conventional Loan
Down Payment
VA Loan: 0%
Conventional Loan: 3-20%
PMI Required
VA Loan: No
Conventional Loan: Sometimes
Credit Requirements
VA Loan: No
Conventional Loan: Sometimes
Closing Costs
VA Loan: Capped by VA
Conventional Loan: Varies
Best for
VA Loan: Veterans & Military
Conventional Loan: Strong Credit Buyers
How It Works
Submit your Certificate of Eligibility (COE)
This confirms you qualify for a VA loan through the U.S. Department of Veterans Affairs
Get pre-approved fast
We'll handle your pre-approval quickly — we're a VA-approved lender
Find your home with trusted agents
We work with a network of real estate professionals ready to help you house-hunt stress-free
Close with $0 down and move in
Enjoy your new home (No down payment, no PMI, just smooth closing).
Who Qualifies for a VA Loan?
- Active-duty service members who have served for at least 90 consecutive days are considered eligible for VA loans
- Veterans who were active-duty for at least 90 consecutive days in wartime or 181 days in peacetime are eligible for a VA home loan.
- Surviving Spouses
If your spouse was a veteran who was killed or went missing in the line of duty, or died from a service-related injury, you are likely eligible for a VA home loan. - National Guard or Reserves members who served at least six years, or at least 90 days under Title 10 or Title 32, are eligible for a VA loan. At least 30 of the days served under Title 32 must be consecutive.
