Meet the team
Javier Hernandez
Mortgage Loan Officer
Self-EmployedBank Statement LoansFHAConventional
Javier specializes in helping self-employed borrowers and Spanish-speaking clients navigate loan options that fit their financial picture.
How Javier Works With You
Free Consultation
A 15-minute call to understand your goals, timeline, and what makes your situation unique - no credit pull required.
Program Match
A recommendation from our 21 loan programs, chosen for self-employed and your broader financial picture.
Guided Close
Clear next steps, weekly milestones, and a single point of contact from application to closing day.
Rates and terms vary by borrower profile, program, and market conditions.
Work with Javier
Ready When You Are
Start with a soft-pull preapproval - no impact to your credit - and get a written strategy within one business day.