Your service shaped a nation.

Let’s help you shape your future at home

You’ve earned powerful VA home loan benefits. Our VA specialists help you use them the right way — with clarity, strategy, and support at every step of the process.

Check my eligibility

Understanding Your VA Loan Benefits

A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs, designed to help veterans, active-duty service members, and eligible military spouses buy a home with powerful benefits.

- $0 Down Payment

- No PMI required

- Minimum FICO score 600

- Competitive interest rates

Get started

It`s an honor to serve you

500+

Veterans helped into homeownership

VA

VA-focused guidance you can trust

Support

From start to finish

Clear

Clear answers, no guesswork

VA Loan Payment Estimates

This calculator shows how VA loan benefits may impact estimated monthly payments. Funding fees and entitlement rules vary, so use this as a planning tool only.

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

Frequently
Asked
Questions

You can also get help from a Home Loan expert

Who is eligible for a VA loan?
VA loans are available to eligible veterans, active-duty service members, National Guard and Reserve members, and certain surviving spouses. Eligibility is typically confirmed through a Certificate of Eligibility (COE).
In many cases, yes. VA loans are one of the few programs that allow qualified borrowers to purchase a home with no down payment, depending on loan limits and eligibility.
No. VA loans do not require private mortgage insurance, which can significantly reduce your monthly payment compared to other loan types.
While guidelines can vary, many VA loans start around a 600 FICO score. We review your full profile to help you understand your options.
Yes. VA loans are a reusable benefit. Depending on your remaining entitlement, you may be able to use it again—even if you currently have or previously had a VA loan.
The VA funding fee is a one-time fee that helps keep the program running. It can often be rolled into your loan, and some borrowers may be exempt depending on their service or disability status.

Ready to take the next step?

Get personalized VA loan options built around the benefits you've earned — fast, simple, and stress-free. Fill out the form and our VA specialists will guide you from pre-qualification to closing.

    At Quick Mortgage, we help qualified borrowers secure VA loans with credit scores below 580. To be eligible, applicants must demonstrate a strong recent payment history, including at least 24 months of on-time rent or mortgage payments and 12 months of on-time payments on their credit report.
    We currently provide loan services in Arizona, Texas, New Mexico, Colorado, and California only.