{"id":11,"date":"2025-08-06T18:49:03","date_gmt":"2025-08-06T18:49:03","guid":{"rendered":"https:\/\/quickmortgageloans.com\/va\/?page_id=11"},"modified":"2026-01-13T15:56:30","modified_gmt":"2026-01-13T15:56:30","slug":"home","status":"publish","type":"page","link":"https:\/\/quickmortgageloans.com\/va\/","title":{"rendered":"Home"},"content":{"rendered":"<div id=\"pl-11\"  class=\"panel-layout\" ><div id=\"pg-11-0\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-0\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-0-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"0\" ><div class=\"textwidget custom-html-widget\"><section class=\"position-relative banner py-5\">\n    <div class=\"container-xxl h-100 mb-5\">\n        <div class=\"py-5 mb-5\">\n            <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Logo-de-Quick-Mortgage.png\" class=\"d-block img-fluid m-auto logo\"\n                alt=\"Logo de Quick Mortgage\" title=\"Logo de Quick Mortgage\">\n        <\/div>\n        <div class=\"py-5 mt-5\">\n            <div class=\"row\">\n                <div class=\"col-md-6 col-xl-7\">\n                    <div\n                        class=\"d-md-flex flex-column h-100 justify-content-center mb-5 mb-md-0 text-center text-md-start\">\n                        <h1 class=\"text-white fw-bold\">Buy Your Home with $0 Down! VA Loans Made Simple<\/h1>\n                        <p class=\"text-white\">Exclusive benefits for veterans, active-duty, and military families.<\/p>\n                    <\/div>\n                <\/div>\n                <div class=\"col-md-6 col-xl-5\">\n                    \n<div class=\"wpcf7 no-js\" id=\"wpcf7-f53-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"53\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/va\/wp-json\/wp\/v2\/pages\/11#wpcf7-f53-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"53\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.4\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f53-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"form-data-send position-relative\">\n\t<div class=\"form-data-send--overlay d-none\">\n\t\t<p><span>Sending...<\/span>\n\t\t<\/p>\n\t<\/div>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"landing page va\" type=\"hidden\" name=\"source\" \/>\n\t<div class=\"form-data-send--inputs\">\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourName\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name\" value=\"\" type=\"text\" name=\"YourName\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourPhone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone number\" value=\"\" type=\"tel\" name=\"YourPhone\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourEmail\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email form-control form-control-cf7\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"E-mail\" value=\"\" type=\"email\" name=\"YourEmail\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"CreditScore\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Credit Score\" value=\"\" type=\"text\" name=\"CreditScore\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"State\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" name=\"State\"><option value=\"Arizona\">Arizona<\/option><option value=\"Texas\">Texas<\/option><option value=\"New Mexico\">New Mexico<\/option><option value=\"Colorado\">Colorado<\/option><option value=\"California\">California<\/option><\/select><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"form-data-send--submit\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner btn btn-primary\" id=\"btn-form\" type=\"submit\" value=\"Find My Rate\" \/>\n\t\t<\/p>\n\t<\/div>\n\t<p style=\"font-size: 12px;text-align: center;padding: 9px;\">At Quick Mortgage, we help qualified borrowers secure VA loans with credit scores below 580. To be eligible, applicants must demonstrate a strong recent payment history, including at least 24 months of on-time rent or mortgage payments and 12 months of on-time payments on their credit report.\n\t<\/p>\n\t<p style=\"font-size: 12px;text-align: center;padding: 9px;\">We currently provide loan services in Arizona, Texas, New Mexico, Colorado, and California only.\n\t<\/p>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section><\/div><\/div><\/div><\/div><\/div><div id=\"pg-11-1\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-1\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-1-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"textwidget custom-html-widget\"><div class=\"container-xxl my-5 py-5\">\n\n    <div class=\"row mb-5 justify-content-center\">\n        <div class=\"col-md-10 col-lg-7 text-center\">\n            <h2 class=\"fw-bold\">What is a VA Loan?<\/h2>\n            <p>A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs, designed to help veterans,\n                active-duty service members, and eligible military spouses buy a home with powerful benefits \u2014 like no\n                down payment, no private mortgage insurance (PMI), and competitive interest rates.<\/p>\n        <\/div>\n    <\/div>\n\n    <div class=\"py-5\"><\/div>\n\n    <div class=\"features px-md-2 px-lg-5\">\n\n        <div class=\"row mb-md-3\">\n            <div class=\"col-md-4 d-none d-md-block\">\n                <div class=\"features__title\">\n                    <h3 class=\"text-white\">Feature<\/h3>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4 d-none d-md-block\">\n                <div class=\"features__title\">\n                    <h3 class=\"text-white\">VA Loan<\/h3>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4 d-none d-md-block\">\n                <div class=\"features__title\">\n                    <h3 class=\"text-white\">Conventional Loan<\/h3>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"row mb-3\">\n            <div class=\"col-md-4\">\n                <div class=\"features__feature justify-content-md-start\">\n                    <div class=\"me-3\">\n                        <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Icono-Down-Payment.png\" alt=\"Down Payment\">\n                    <\/div>\n                    <p class=\"fw-bold text-dark\">Down Payment<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">VA Loan: <\/span> 0%<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">Conventional Loan: <\/span> 3-20%<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"row mb-3\">\n            <div class=\"col-md-4\">\n                <div class=\"features__feature justify-content-md-start\">\n                    <div class=\"me-3\">\n                        <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-PMI-Required.png\" alt=\"PMI Required\">\n                    <\/div>\n                    <p class=\"fw-bold text-dark\">PMI Required<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">VA Loan: <\/span> No<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">Conventional Loan: <\/span> Sometimes<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"row mb-3\">\n            <div class=\"col-md-4\">\n                <div class=\"features__feature justify-content-md-start\">\n                    <div class=\"me-3\">\n                        <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-Credit-Requirements.png\"\n                            alt=\"Credit Requirements\">\n                    <\/div>\n                    <p class=\"fw-bold text-dark\">Credit Requirements<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">VA Loan: <\/span> No<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">Conventional Loan: <\/span> Sometimes<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"row mb-3\">\n            <div class=\"col-md-4\">\n                <div class=\"features__feature justify-content-md-start\">\n                    <div class=\"me-3\">\n                        <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-Closing-Costs.png\" alt=\"Closing Costs\">\n                    <\/div>\n                    <p class=\"fw-bold text-dark\">Closing Costs<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">VA Loan: <\/span> Capped by VA<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">Conventional Loan: <\/span> Varies<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"row mb-3\">\n            <div class=\"col-md-4\">\n                <div class=\"features__feature justify-content-md-start\">\n                    <div class=\"me-3\">\n                        <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-Best-for.png\" alt=\"Best for\">\n                    <\/div>\n                    <p class=\"fw-bold text-dark\">Best for<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">VA Loan: <\/span> Veterans & Military<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">Conventional Loan: <\/span> Strong Credit\n                        Buyers<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"py-5\"><\/div>\n\n    <div class=\"text-center\">\n        <a href=\"#contacto\" class=\"btn btn-primary\">Find My Rate<\/a>\n    <\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-11-2\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-2\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-2-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"2\" ><div class=\"textwidget custom-html-widget\"><div class=\"container-xxl my-5 py-5\">\n\n    <div class=\"row mb-5 justify-content-center\">\n        <div class=\"col-md-10 col-xxl-8 text-center\">\n            <h2 class=\"fw-bold\">How It Works<\/h2>\n        <\/div>\n    <\/div>\n\n    <div class=\"row mb-3\">\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-Submit-your-Certificate-of-Eligibility-COE.png\"\n                alt=\"Submit your Certificate of Eligibility (COE)\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">Submit your Certificate of Eligibility (COE)<\/p>\n        <\/div>\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-This-confirms-you-qualify-for-a-VA-loan-through-the-U.S.-Department-of-Veterans-Affairs.png\"\n                alt=\"This confirms you qualify for a VA loan through the U.S. Department of Veterans Affairs\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">This confirms you qualify for a VA loan through the U.S.\n                Department of Veterans Affairs\n            <\/p>\n        <\/div>\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-Get-pre-approved-fast.png\" alt=\"Get pre-approved fast\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">Get pre-approved fast<\/p>\n        <\/div>\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/va\/wp-content\/uploads\/2025\/08\/Well-handle-your-pre-approval-quickly-\u2014-were-a-VA-approved-lender.-.png\"\n                alt=\"We'll handle your pre-approval quickly \u2014 we're a VA-approved lender\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">We'll handle your pre-approval quickly \u2014 we're a\n                VA-approved lender<\/p>\n        <\/div>\n    <\/div>\n\n    <div class=\"row mb-5\">\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-Find-your-home-with-trusted-agents.png\"\n                alt=\"Find your home with trusted agents\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">Find your home with trusted agents<\/p>\n        <\/div>\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-We-Work.png\"\n                alt=\"We work with a network of real estate professionals ready to help you house-hunt stress-free\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">We work with a network of real estate professionals ready\n                to help you house-hunt\n                stress-free\n            <\/p>\n        <\/div>\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-Close-with-0-down-and-move-in.png\"\n                alt=\"Close with $0 down and move in\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">Close with $0 down and move in<\/p>\n        <\/div>\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-Enjoy-your-new-home-No-down-payment-no-PMI-just-smooth-closing.png\"\n                alt=\"Enjoy your new home (No down payment, no PMI, just smooth closing).\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">Enjoy your new home (No down payment, no PMI, just smooth\n                closing).<\/p>\n        <\/div>\n    <\/div>\n\n    <div class=\"text-center\">\n        <a href=\"#contacto\" class=\"btn btn-primary\">Find My Rate<\/a>\n    <\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-11-3\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-3\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-3-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-3-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"3\" ><div class=\"textwidget custom-html-widget\"><div class=\"container-xxl my-5 py-5\">\n\n    <div class=\"px-5 py-5\"\n        style=\"background:url('\/va\/wp-content\/uploads\/2025\/08\/See-How-Affordable-Your-VA-Loan-Can-Be.png');border-radius: 30px;background-repeat: no-repeat;background-size: cover; background-position: center;\">\n\n        <div class=\"row\">\n\n            <div class=\"col-md-3 col-lg-7\">\n            <\/div>\n            <div class=\"col-md-9 col-lg-5 py-5\">\n                <div class=\"bg-white\" style=\"border-radius: 20px;overflow: hidden;\">\n                    <div class=\"align-items-center d-flex justify-content-center px-5\"\n                        style=\"background: url(\/va\/wp-content\/uploads\/2025\/08\/Degradado.png);border-radius: 10px;background-repeat: no-repeat;background-size: cover;overflow: hidden;height: 150px; background-position: center;\">\n                        <h3 class=\"text-white fw-bold\">See How Affordable Your VA Loan Can Be!<\/h3>\n                    <\/div>\n                    <div class=\"py-5 px-5\">\n                        <p class=\"fw-bold mb-4\">VA Loan (30-Year Fixed)<\/p>\n                        <ul class=\"list-unstyled m-0 mb-4 text-dark\">\n                            <li class=\"mb-2\">Low APR 5.99<\/li>\n                            <li class=\"mb-2\">0% Down | No PMI Required<\/li>\n                            <li class=\"mb-2 fw-bold\">$300,000 Loan Example<\/li>\n                        <\/ul>\n                        <div class=\"d-flex justify-content-end\">\n                            <div class=\"m-0 py-3 text-center\">\n                                <span class=\"fs-3 fw-bold text-dark\">Monthly Payment<\/span>\n                                <br>\n                                <span class=\"display-1 fw-bold text-dark\">$1,796<\/span>\n                                <br>\n                                <i>Taxes and insurance not included<\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t  <br>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t  <i>Rates above may change at lender discretion and may not be available at the time of loan commitment or lock-in.<\/i>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                <div class=\"py-5\">\n                    <a href=\"#contacto\" class=\"btn btn-primary\">Find My Rate<\/a>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n    <\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-11-4\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-4\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-4-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-4-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"4\" ><div class=\"textwidget custom-html-widget\"><div class=\"container-xxl my-5 py-5\">\n\n    <div class=\"px-5 py-5\" style=\"background: #E4E4E4;border-radius: 30px;\">\n        <div class=\"row justify-content-center\">\n            <div class=\"col-md-10 col-xxl-8 text-center\">\n                <h2 class=\"fw-bold\">What is the minimum credit score for a VA loan?<\/h2>\n                <p>The minimum FICO score for a Quick Mortgage VA home loan is 600. If your score is below 600, don\u2019t\n                    worry.\n                    <br>\n                    <br>\n                    We review each case individually , let\u2019s see how we can help you qualify.\n                    <br>\n                    <br>\n                    Rates may vary depending on credit, location, and market conditions.\n                <\/p>\n            <\/div>\n        <\/div>\n\n    <\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-11-5\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-5\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-5-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-5-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"5\" ><div class=\"textwidget custom-html-widget\"><div class=\"container-xxl my-5 py-5\">\n    <div class=\"row\">\n        <div class=\"col-md-6\">\n            <h2 class=\"fw-bold\">Who Qualifies for a VA Loan?<\/h2>\n            <ul class=\"ms-0 mb-5\">\n                <li class=\"mb-4\">Active-duty service members who have served for at least 90 consecutive days are considered eligible\n                    for VA loans<\/li>\n                <li class=\"mb-4\">Veterans who were active-duty for at least 90 consecutive days in wartime or 181 days in peacetime\n                    are eligible for a VA home loan.<\/li>\n                <li class=\"mb-4\">Surviving Spouses\n                    <br>\n                    If your spouse was a veteran who was killed or went missing in the line of duty, or died from a\n                    service-related injury, you are likely eligible for a VA home loan.\n                <\/li>\n                <li class=\"mb-4\">National Guard or Reserves members who served at least six years, or at least 90 days under Title 10\n                    or Title 32, are eligible for a VA loan. At least 30 of the days served under Title 32 must be\n                    consecutive.<\/li>\n            <\/ul>\n        <\/div>\n        <div class=\"col-md-6\">\n            <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Who-Qualifies-for-a-VA-Loan.png\" class=\"img-fluid w-100\"\n                alt=\"Who Qualifies for a VA Loan?\">\n        <\/div>\n    <\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-11-6\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-6\" id=\"contacto\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-6-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-6-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"6\" ><div class=\"textwidget custom-html-widget\"><div class=\"container-xxl my-5 py-5\">\n\n    <div class=\"px-5 py-5\" style=\"background: #E4E4E4;border-radius: 30px;\">\n        <div class=\"row\">\n            <div class=\"col-md-6\">\n                <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/contact-us.png\" class=\"img-fluid w-100\" alt=\"Contact Us\">\n            <\/div>\n            <div class=\"col-md-6\">\n                \n<div class=\"wpcf7 no-js\" id=\"wpcf7-f53-o2\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"53\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/va\/wp-json\/wp\/v2\/pages\/11#wpcf7-f53-o2\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"53\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.4\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f53-o2\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"form-data-send position-relative\">\n\t<div class=\"form-data-send--overlay d-none\">\n\t\t<p><span>Sending...<\/span>\n\t\t<\/p>\n\t<\/div>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"landing page va\" type=\"hidden\" name=\"source\" \/>\n\t<div class=\"form-data-send--inputs\">\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourName\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name\" value=\"\" type=\"text\" name=\"YourName\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourPhone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone number\" value=\"\" type=\"tel\" name=\"YourPhone\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourEmail\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email form-control form-control-cf7\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"E-mail\" value=\"\" type=\"email\" name=\"YourEmail\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"CreditScore\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Credit Score\" value=\"\" type=\"text\" name=\"CreditScore\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"State\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" name=\"State\"><option value=\"Arizona\">Arizona<\/option><option value=\"Texas\">Texas<\/option><option value=\"New Mexico\">New Mexico<\/option><option value=\"Colorado\">Colorado<\/option><option value=\"California\">California<\/option><\/select><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"form-data-send--submit\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner btn btn-primary\" type=\"submit\" value=\"Find My Rate\" \/>\n\t\t<\/p>\n\t<\/div>\n\t<p style=\"font-size: 12px;text-align: center;padding: 9px;\">At Quick Mortgage, we help qualified borrowers secure VA loans with credit scores below 580. To be eligible, applicants must demonstrate a strong recent payment history, including at least 24 months of on-time rent or mortgage payments and 12 months of on-time payments on their credit report.\n\t<\/p>\n\t<p style=\"font-size: 12px;text-align: center;padding: 9px;\">We currently provide loan services in Arizona, Texas, New Mexico, Colorado, and California only.\n\t<\/p>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n            <\/div>\n        <\/div>\n\n    <\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-11-7\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-7\" id=\"contacto\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-7-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-7-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"7\" ><div class=\"textwidget custom-html-widget\"><script>\n  document.addEventListener('DOMContentLoaded', function () {\n\n    const showOverlay = () => {\n      const overlay = document.querySelector('.form-data-send--overlay');\n      if (overlay) overlay.classList.remove('d-none');\n    };\n\n    const hideOverlay = () => {\n      const overlay = document.querySelector('.form-data-send--overlay');\n      if (overlay) overlay.classList.add('d-none');\n    };\n\n    document.addEventListener('click', function (e) {\n      const submitBtn = e.target.closest('.wpcf7 input[type=\"submit\"], .wpcf7 button[type=\"submit\"]');\n      if (submitBtn) showOverlay();\n    }, true);\n\n    document.addEventListener('wpcf7mailsent', function (event) {\n      window.location.href = '\/va\/thank-you';\n    });\n\n    document.addEventListener('wpcf7invalid', hideOverlay);\n    document.addEventListener('wpcf7mailfailed', hideOverlay);\n    document.addEventListener('wpcf7spam', hideOverlay);\n    document.addEventListener('wpcf7error', hideOverlay);\n\n  });\n<\/script><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Buy Your Home with $0 Down! VA Loans Made Simple Exclusive benefits for veterans, active-duty, and military families. Sending&#8230; ArizonaTexasNew MexicoColoradoCalifornia At Quick Mortgage, we help qualified borrowers secure VA loans with credit scores below 580. To be eligible, applicants must demonstrate a strong recent payment history, including at least 24 months of on-time rent [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/template-full-notitle.php","meta":{"footnotes":""},"class_list":["post-11","page","type-page","status-publish","hentry","post"],"_links":{"self":[{"href":"https:\/\/quickmortgageloans.com\/va\/wp-json\/wp\/v2\/pages\/11","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quickmortgageloans.com\/va\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/quickmortgageloans.com\/va\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/quickmortgageloans.com\/va\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/quickmortgageloans.com\/va\/wp-json\/wp\/v2\/comments?post=11"}],"version-history":[{"count":140,"href":"https:\/\/quickmortgageloans.com\/va\/wp-json\/wp\/v2\/pages\/11\/revisions"}],"predecessor-version":[{"id":191,"href":"https:\/\/quickmortgageloans.com\/va\/wp-json\/wp\/v2\/pages\/11\/revisions\/191"}],"wp:attachment":[{"href":"https:\/\/quickmortgageloans.com\/va\/wp-json\/wp\/v2\/media?parent=11"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}