{"id":11,"date":"2025-08-06T18:49:03","date_gmt":"2025-08-06T18:49:03","guid":{"rendered":"https:\/\/quickmortgageloans.com\/fha\/?page_id=11"},"modified":"2026-01-13T16:07:33","modified_gmt":"2026-01-13T16:07:33","slug":"home","status":"publish","type":"page","link":"https:\/\/quickmortgageloans.com\/fha\/","title":{"rendered":"Home"},"content":{"rendered":"<div id=\"pl-11\"  class=\"panel-layout\" ><div id=\"pg-11-0\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-0\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-0-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"0\" ><div class=\"textwidget custom-html-widget\"><section class=\"position-relative banner py-5\">\n    <div class=\"container-xxl h-100 mb-5\">\n        <div class=\"py-5 mb-5\">\n            <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Logo-de-Quick-Mortgage.png\" class=\"d-block img-fluid m-auto logo\"\n                alt=\"Logo de Quick Mortgage\" title=\"Logo de Quick Mortgage\">\n        <\/div>\n        <div class=\"py-5 mt-5\">\n            <div class=\"row\">\n                <div class=\"col-md-6 col-xl-7\">\n                    <div\n                        class=\"d-md-flex flex-column h-100 justify-content-center mb-5 mb-md-0 text-center text-md-start\">\n                        <h1 class=\"text-white fw-bold\">Stop Renting! Buy Your First Home with Just 3.5%<\/h1>\n                        <p class=\"text-white\">FHA loans make homeownership possible with lower credit requirements and\n                            flexible terms. Get your personalized rate quote today.<\/p>\n                    <\/div>\n                <\/div>\n                <div class=\"col-md-6 col-xl-5\">\n                    \n<div class=\"wpcf7 no-js\" id=\"wpcf7-f53-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"53\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/fha\/wp-json\/wp\/v2\/pages\/11#wpcf7-f53-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"53\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.4\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f53-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"form-data-send position-relative\">\n\t<div class=\"form-data-send--overlay d-none\">\n\t\t<p><span>Sending...<\/span>\n\t\t<\/p>\n\t<\/div>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"landing page fha\" type=\"hidden\" name=\"source\" \/>\n\t<div class=\"form-data-send--inputs\">\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourName\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name\" value=\"\" type=\"text\" name=\"YourName\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourPhone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone number\" value=\"\" type=\"tel\" name=\"YourPhone\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourEmail\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email form-control form-control-cf7\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"E-mail\" value=\"\" type=\"email\" name=\"YourEmail\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"CreditScore\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Credit Score\" value=\"\" type=\"text\" name=\"CreditScore\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"State\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" name=\"State\"><option value=\"Arizona\">Arizona<\/option><option value=\"Texas\">Texas<\/option><option value=\"New Mexico\">New Mexico<\/option><option value=\"Colorado\">Colorado<\/option><option value=\"California\">California<\/option><\/select><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"form-data-send--submit\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner btn btn-primary\" id=\"btn-form\" type=\"submit\" value=\"Find My Rate\" \/>\n\t\t<\/p>\n\t<\/div>\n\t<p style=\"font-size: 12px;text-align: center;padding: 9px;\">We currently provide loan services in Arizona, Texas, New Mexico, Colorado, and California only.\n\t<\/p>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section><\/div><\/div><\/div><\/div><\/div><div id=\"pg-11-1\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-1\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-1-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"textwidget custom-html-widget\"><div class=\"container-xxl my-5 py-5\">\n\n    <div class=\"row mb-5 justify-content-center\">\n        <div class=\"col-md-10 col-lg-7 text-center\">\n            <h2 class=\"fw-bold\">Discover the Benefits of an FHA Loan<\/h2>\n            <p>An FHA loan is a government-backed mortgage with a low down payment and flexible credit requirements,\n                making homeownership more accessible, especially for first-time buyers.<\/p>\n        <\/div>\n    <\/div>\n\n    <div class=\"py-5\"><\/div>\n\n    <div class=\"row\">\n        <div class=\"col-md-4\">\n            <div class=\"card_discover mb-\">\n                <div>\n                    <img decoding=\"async\" src=\"\/fha\/wp-content\/uploads\/2025\/08\/icono-Highr-loans.png\"\n                        alt=\"Higher loan limits in certain areas\" class=\"card_discover_icon\">\n                    <p class=\"card_discover__caption\">Higher loan limits in certain areas.<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"col-md-4\">\n            <div class=\"card_discover\">\n                <div>\n                    <img decoding=\"async\" src=\"\/fha\/wp-content\/uploads\/2025\/08\/icono-No-prepayment.png\"\n                        alt=\"No prepayment penalties for paying off early\" class=\"card_discover_icon\">\n                    <p class=\"card_discover__caption\">No prepayment penalties for paying off early.<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n        <div class=\"col-md-4\">\n            <div class=\"card_discover\">\n                <div>\n                    <img decoding=\"async\" src=\"\/fha\/wp-content\/uploads\/2025\/08\/icono-secure.png\"\n                        alt=\"Secure, predictable fixed interest rates.\" class=\"card_discover_icon\">\n                    <p class=\"card_discover__caption\">Secure, predictable fixed interest rates.<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n    <div class=\"py-5\"><\/div>\n\n    <div class=\"features px-md-2 px-lg-5\">\n\n        <div class=\"row mb-md-3\">\n            <div class=\"col-md-4 d-none d-md-block\">\n                <div class=\"features__title\">\n                    <h3 class=\"text-white\">Feature<\/h3>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4 d-none d-md-block\">\n                <div class=\"features__title\">\n                    <h3 class=\"text-white\">FHA Loan<\/h3>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4 d-none d-md-block\">\n                <div class=\"features__title\">\n                    <h3 class=\"text-white\">Conventional Loan<\/h3>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"row mb-3\">\n            <div class=\"col-md-4\">\n                <div class=\"features__feature justify-content-md-start\">\n                    <div class=\"me-3\">\n                        <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Icono-Down-Payment.png\" alt=\"Down Payment\">\n                    <\/div>\n                    <p class=\"fw-bold text-dark\">Down Payment<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">VA Loan: <\/span> 3.5%<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">Conventional Loan: <\/span> 3-20%<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"row mb-3\">\n            <div class=\"col-md-4\">\n                <div class=\"features__feature justify-content-md-start\">\n                    <div class=\"me-3\">\n                        <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-PMI-Required.png\" alt=\"PMI Required\">\n                    <\/div>\n                    <p class=\"fw-bold text-dark\">PMI Required<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">VA Loan: <\/span> Yes<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">Conventional Loan: <\/span> Sometimes<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"row mb-3\">\n            <div class=\"col-md-4\">\n                <div class=\"features__feature justify-content-md-start\">\n                    <div class=\"me-3\">\n                        <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-Credit-Requirements.png\"\n                            alt=\"Credit Requirements\">\n                    <\/div>\n                    <p class=\"fw-bold text-dark\">Credit Requirements<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">VA Loan: <\/span> Moderate<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">Conventional Loan: <\/span> Strict<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"row mb-3\">\n            <div class=\"col-md-4\">\n                <div class=\"features__feature justify-content-md-start\">\n                    <div class=\"me-3\">\n                        <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-Closing-Costs.png\" alt=\"Closing Costs\">\n                    <\/div>\n                    <p class=\"fw-bold text-dark\">Closing Costs<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">VA Loan: <\/span> Moderate<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">Conventional Loan: <\/span> Varies<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"row mb-3\">\n            <div class=\"col-md-4\">\n                <div class=\"features__feature justify-content-md-start\">\n                    <div class=\"me-3\">\n                        <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/Icon-Best-for.png\" alt=\"Best for\">\n                    <\/div>\n                    <p class=\"fw-bold text-dark\">Best for<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">VA Loan: <\/span> First-Time Buyers<\/p>\n                <\/div>\n            <\/div>\n            <div class=\"col-md-4\">\n                <div class=\"features__feature\">\n                    <p class=\"fw-bold text-dark\"><span class=\"d-md-none me-1\">Conventional Loan: <\/span> Strong Credit\n                        Buyers<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"py-5\"><\/div>\n\n    <div class=\"text-center\">\n        <a href=\"#contacto\" class=\"btn btn-primary\">Find My Rate<\/a>\n    <\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-11-2\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-2\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-2-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"2\" ><div class=\"textwidget custom-html-widget\"><div class=\"container-xxl my-5 py-5\">\n\n    <div class=\"row mb-5 justify-content-center\">\n        <div class=\"col-md-10 col-xxl-8 text-center\">\n            <h2 class=\"fw-bold\">How It Works<\/h2>\n        <\/div>\n    <\/div>\n\n    <div class=\"row mb-3\">\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/fha\/wp-content\/uploads\/2025\/08\/Icon-Get-pre-approved-fast.png\" alt=\"Apply for pre-approval\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">Apply for pre-approval<\/p>\n        <\/div>\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/fha\/wp-content\/uploads\/2025\/08\/icono-flechas.png\"\n                alt=\"We guide you through the FHA loan process & review your eligibility fast\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">\n                We guide you through the FHA loan process & review your eligibility fast\n            <\/p>\n        <\/div>\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/fha\/wp-content\/uploads\/2025\/08\/icono-lup.png\" alt=\"Explore your options\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">Explore your options<\/p>\n        <\/div>\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/fha\/wp-content\/uploads\/2025\/08\/Well-handle-your-pre-approval-quickly-\u2014-were-a-VA-approved-lender.-.png\"\n                alt=\"Our team will help you understand your budget & match you with real estate agents in your area\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">Our team will help you understand your budget & match you with real estate agents in your area<\/p>\n        <\/div>\n    <\/div>\n\n    <div class=\"row mb-5\">\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/fha\/wp-content\/uploads\/2025\/08\/Icon-Find-your-home-with-trusted-agents.png\"\n                alt=\"Choose your new home\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">Choose your new home <\/p>\n        <\/div>\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\" src=\"\/fha\/wp-content\/uploads\/2025\/08\/Icon-We-Work.png\"\n                alt=\"Find the right property that fits your lifestyle and loan approval amount.\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">Find the right property that fits your lifestyle and loan approval amount.\n            <\/p>\n        <\/div>\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/fha\/wp-content\/uploads\/2025\/08\/icono-3.5.png\"\n                alt=\"Close with as little as 3.5% down\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">Close with as little as 3.5% down<\/p>\n        <\/div>\n        <div class=\"col-md-3 text-center mb-5\">\n            <img decoding=\"async\" class=\"img-fluid mb-3\" style=\"width: 30%;\"\n                src=\"\/fha\/wp-content\/uploads\/2025\/08\/Icon-Enjoy-your-new-home-No-down-payment-no-PMI-just-smooth-closing.png\"\n                alt=\"Own your home sooner than you think. (Even with a lower credit score)\">\n            <p class=\"fw-bold mt-2\" style=\"font-size: 16px;\">Own your home sooner than you think. (Even with a lower credit score)\n                closing).<\/p>\n        <\/div>\n    <\/div>\n\n    <div class=\"text-center\">\n        <a href=\"#contacto\" class=\"btn btn-primary\">Find My Rate<\/a>\n    <\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-11-3\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-3\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-3-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-3-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"3\" ><div class=\"textwidget custom-html-widget\"><div class=\"container-xxl my-5 py-5\">\n\n    <div class=\"px-5 py-5\"\n        style=\"background:url('\/fha\/wp-content\/uploads\/2025\/08\/banner-casa-ejemplo.png');border-radius: 30px;background-repeat: no-repeat;background-size: 150%; background-position: center;\">\n\n        <div class=\"row\">\n\n            <div class=\"col-md-3 col-lg-7\">\n            <\/div>\n            <div class=\"col-md-9 col-lg-5 py-5\">\n                <div class=\"bg-white\" style=\"border-radius: 20px;overflow: hidden;\">\n                    <div class=\"align-items-center d-flex justify-content-center px-5\"\n                        style=\"background: url(\/va\/wp-content\/uploads\/2025\/08\/Degradado.png);border-radius: 10px;background-repeat: no-repeat;background-size: cover;overflow: hidden;height: 150px; background-position: center;\">\n                        <h3 class=\"text-white fw-bold\">See How Affordable Your FHA Loan Can Be!<\/h3>\n                    <\/div>\n                    <div class=\"py-5 px-5\">\n                        <p class=\"fw-bold mb-4\">FHA Loan (30-Year Fixed)<\/p>\n                        <ul class=\"list-unstyled m-0 mb-4 text-dark\">\n                            <li class=\"mb-2\">APR as low as 6.25%<\/li>\n                            <li class=\"mb-2\">3.5% Down | PMI Required<\/li>\n                            <li class=\"mb-2 fw-bold\">Principal & Interest: $2,376.67<\/li>\n                            <li class=\"mb-2 fw-bold\">PMI: $283.33<\/li>\n                        <\/ul>\n                        <div class=\"d-flex justify-content-end\">\n                            <div class=\"m-0 py-3 text-center\">\n                                <span class=\"fs-3 fw-bold text-dark\">Monthly Payment<\/span>\n                                <br>\n                                <span class=\"display-1 fw-bold text-dark\">$2,660<\/span>\n                                <!-- <br>\n                                <i>Taxes and insurance not included<\/i>\n                                <br>\n                                <i>Rates above may change at lender discretion and may not be available at the time of\n                                    loan commitment or lock-in.<\/i> -->\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                <div class=\"py-5\">\n                    <a href=\"#contacto\" class=\"btn btn-primary\">Find My Rate<\/a>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n    <\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-11-4\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-4\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-4-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-4-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"4\" ><div class=\"textwidget custom-html-widget\"><div class=\"container-xxl my-5 py-5\">\n    <div class=\"row\">\n        <div class=\"col-md-6\">\n            <h2 class=\"fw-bold\">Who Qualifies for an FHA Loan?<\/h2>\n            <ul class=\"ms-0 mb-5\">\n                <li class=\"mb-4\">You're a first-time buyer or haven't owned a home in the last 3 years.<\/li>\n                <li class=\"mb-4\">You have a credit score of 580+ (or as low as 500 with 10% down).<\/li>\n                <li class=\"mb-4\">Your debt-to-income ratio is within acceptable limits.<\/li>\n                <li class=\"mb-4\">The home will be your primary residence.<\/li>\n                <li class=\"mb-4\">You can provide proof of steady income and employment history.<\/li>\n            <\/ul>\n        <\/div>\n        <div class=\"col-md-6\">\n            <img decoding=\"async\" src=\"\/fha\/wp-content\/uploads\/2025\/08\/personas-felices.png\" class=\"img-fluid w-100\"\n                alt=\"Who Qualifies for an FHA Loan?\">\n        <\/div>\n    <\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-11-5\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-5\" id=\"contacto\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-5-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-5-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"5\" ><div class=\"textwidget custom-html-widget\"><div class=\"container-xxl my-5 py-5\">\n\n    <div class=\"px-5 py-5\" style=\"background: #E4E4E4;border-radius: 30px;\">\n        <div class=\"row\">\n            <div class=\"col-md-6\">\n                <img decoding=\"async\" src=\"\/va\/wp-content\/uploads\/2025\/08\/contact-us.png\" class=\"img-fluid w-100\" alt=\"Contact Us\">\n            <\/div>\n            <div class=\"col-md-6\">\n                \n<div class=\"wpcf7 no-js\" id=\"wpcf7-f53-o2\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"53\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/fha\/wp-json\/wp\/v2\/pages\/11#wpcf7-f53-o2\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"53\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.4\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f53-o2\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"form-data-send position-relative\">\n\t<div class=\"form-data-send--overlay d-none\">\n\t\t<p><span>Sending...<\/span>\n\t\t<\/p>\n\t<\/div>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"landing page fha\" type=\"hidden\" name=\"source\" \/>\n\t<div class=\"form-data-send--inputs\">\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourName\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name\" value=\"\" type=\"text\" name=\"YourName\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourPhone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone number\" value=\"\" type=\"tel\" name=\"YourPhone\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourEmail\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email form-control form-control-cf7\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"E-mail\" value=\"\" type=\"email\" name=\"YourEmail\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"CreditScore\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Credit Score\" value=\"\" type=\"text\" name=\"CreditScore\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"mb-4\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"State\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required form-control form-control-cf7\" aria-required=\"true\" aria-invalid=\"false\" name=\"State\"><option value=\"Arizona\">Arizona<\/option><option value=\"Texas\">Texas<\/option><option value=\"New Mexico\">New Mexico<\/option><option value=\"Colorado\">Colorado<\/option><option value=\"California\">California<\/option><\/select><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"form-data-send--submit\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner btn btn-primary\" type=\"submit\" value=\"Find My Rate\" \/>\n\t\t<\/p>\n\t<\/div>\n\t<p style=\"font-size: 12px;text-align: center;padding: 9px;\">We currently provide loan services in Arizona, Texas, New Mexico, Colorado, and California only.\n\t<\/p>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n            <\/div>\n        <\/div>\n\n    <\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-11-6\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-11-6\" id=\"contacto\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-11-6-0\"  class=\"panel-grid-cell\" ><div id=\"panel-11-6-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child panel-last-child\" data-index=\"6\" ><div class=\"textwidget custom-html-widget\"><script>\n  document.addEventListener('DOMContentLoaded', function () {\n\n    const showOverlay = () => {\n      const overlay = document.querySelector('.form-data-send--overlay');\n      if (overlay) overlay.classList.remove('d-none');\n    };\n\n    const hideOverlay = () => {\n      const overlay = document.querySelector('.form-data-send--overlay');\n      if (overlay) overlay.classList.add('d-none');\n    };\n\n    document.addEventListener('click', function (e) {\n      const submitBtn = e.target.closest('.wpcf7 input[type=\"submit\"], .wpcf7 button[type=\"submit\"]');\n      if (submitBtn) showOverlay();\n    }, true);\n\n    document.addEventListener('wpcf7mailsent', function (event) {\n      window.location.href = '\/fha\/thank-you';\n    });\n\n    document.addEventListener('wpcf7invalid', hideOverlay);\n    document.addEventListener('wpcf7mailfailed', hideOverlay);\n    document.addEventListener('wpcf7spam', hideOverlay);\n    document.addEventListener('wpcf7error', hideOverlay);\n\n  });\n<\/script><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Stop Renting! Buy Your First Home with Just 3.5% FHA loans make homeownership possible with lower credit requirements and flexible terms. Get your personalized rate quote today. Sending&#8230; ArizonaTexasNew MexicoColoradoCalifornia We currently provide loan services in Arizona, Texas, New Mexico, Colorado, and California only. Discover the Benefits of an FHA Loan An FHA loan is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/template-full-notitle.php","meta":{"footnotes":""},"class_list":["post-11","page","type-page","status-publish","hentry","post"],"_links":{"self":[{"href":"https:\/\/quickmortgageloans.com\/fha\/wp-json\/wp\/v2\/pages\/11","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quickmortgageloans.com\/fha\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/quickmortgageloans.com\/fha\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/quickmortgageloans.com\/fha\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/quickmortgageloans.com\/fha\/wp-json\/wp\/v2\/comments?post=11"}],"version-history":[{"count":146,"href":"https:\/\/quickmortgageloans.com\/fha\/wp-json\/wp\/v2\/pages\/11\/revisions"}],"predecessor-version":[{"id":206,"href":"https:\/\/quickmortgageloans.com\/fha\/wp-json\/wp\/v2\/pages\/11\/revisions\/206"}],"wp:attachment":[{"href":"https:\/\/quickmortgageloans.com\/fha\/wp-json\/wp\/v2\/media?parent=11"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}